Let me guess
You've been scrolling Zillow for months, feeling totally overwhelmed by the whole process.
How much can you actually afford?
What's a good deal vs. a money pit?
Do you really need 20% down?
And honestly, why does everyone assume you already know what PMI means?
What First-Time Buyers Are Actually Dealing With
The Knowledge Gap
- So many acronyms (PMI, HOA, APR... what??)
- No idea what's a red flag during showings
- Everyone's advice conflicts with each other
- Afraid to ask "dumb" questions
The Pressure
- Parents have opinions (of course they do)
- Friends are all buying houses
- Rent keeps going up
- Feel like you're "behind"
Here's What I Promise:
No question is stupid. I’ll explain everything to you. And honestly?
We're going to make this
fun.
YOUR FIRST HOME ROADMAP:
How We'll Find Your Perfect First Home
STEP 2: Education Before Action
I'm not just going to throw you into showings. You need to know what you're looking at.
What I'll Teach You:
- Red flags that mean "run away" vs. "negotiate"
- Which updates are expensive vs. easy DIY
- How to spot good bones under ugly wallpaper
- Neighborhood research that actually matters
Real Talk: Houses that need cosmetic updates = way more affordable. You can paint walls and update fixtures over time. We're looking for solid structure and good location.
STEP 3: The Smart House Hunt
No more endless scrolling and disappointing showings.
My Approach:
- Start with 3-5 towns that fit your lifestyle
- See a mix of "ready to move in" and "fixer potential"
- Learn what you actually care about… because guess what, it changes!
- Adjust search based on what you love and hate
Time-Saver: I pre-screen homes so we're not wasting your Saturdays on houses that aren't right.
STEP 4: Making an Offer (Without Freaking Out)
This is where most first-timers panic. I've got you.
We'll Navigate:
- Competitive offer strategy (without overpaying)
- Inspection negotiation (what to ask for, what to let go)
- Appraisal concerns
- All the confusing paperwork
STEP 5: From Offer to Keys
The waiting period between offer acceptance and closing is TORTURE. I'll keep you sane.
I'll Handle:
- Coordinating all inspections
- Keeping everyone on the timeline
- Being available for your 47 questions per day (seriously, ask away!)
Let's Talk About Affording Your First Home
Down Payment Reality Check:
The Myth: You need 20% down
The Truth: There are SO many options
Down Payment Options:
- Conventional loans: 3-5% down
- FHA loans: 3.5% down
- First-time buyer programs: sometimes 0% down
- Gift money from family: totally allowed!
What Else You Need Money For:
- Closing costs: 2-5% of purchase price
- Home inspection: $400-600
- Appraisal: $500-700
- First year of surprises: $2k-5k buffer
Questions Every First-Timer Asks Me
How much do I actually need to save?
For a $300k home: around $15k-20k total (down payment + closing costs + buffer). Way less than you thought, right?
What if I don't have 20% down?
Should I wait until I have more saved?
What if I buy the wrong house?
Can I really afford to buy in this market?
What if something breaks after I buy?
Ready to Stop Scrolling and Start Shopping?
Listen, I know this feels like a huge step. It IS a huge step.
But here's what I promise: We'll go at your pace, answer every question (seriously, ask anything), and find a home that fits your actual life and budget.
No pressure, no judgment, just honest guidance from someone who actually wants you to succeed.
Free consultation to discuss your budget, timeline, and what you're looking for